Insurance coverage is a crucial component of your overall financial plan. You may suffer a significant financial loss without coverage that matches your needs. When signing up for Medicare, timing is critical, and oversights can be costly. Your Roche Financial advisor will review your options with you, ensuring you address any gaps in your protection.

The cost and availability of life insurance depend on factors such as age, health, and the type and amount of insurance purchased. Before implementing a strategy involving life insurance, it would be prudent to make sure that you are insurable by having the policy approved. As with most financial decisions, there are expenses associated with the purchase of life insurance. Policies commonly have mortality and expense charges. In addition, if a policy is surrendered prematurely, there may be surrender charges and income tax implications.